Why Kentucky Couldn’t Kill Obamacare: A Lesson for Congress

JohnWC

Veteran Expediter
Seems to me oboma care was more for the poor and medical professionals than for the people
 

Turtle

Administrator
Staff member
Retired Expediter
Kentucky's health care is quasi Obamacare, which is quasi universal healthcare, but they are very different in many fundamental ways. The biggest difference is choice of plans and coverage, like, men don't have to have prenatal care on their plans, even though a part of their premium pays for that coverage of others. It's a very nifty twist on Obamacare's universal coverage without it being rammed down people's throats.

A vast majority of Americans (something north of 80%) favor some kind of universal healthcare, but they want choices. And, if the plan is going to have "affordable" in the name, it needs to be affordable in reality. The way this will end up being done (maybe or maybe not before Trump leaves office, but eventually) will be a hybrid of Canada's single payer/taxpayer insurance, but still with different insurers and competition across state lines. The mandate will probably be there, either in a tax, or a required insurance policy.

It will be like it used to be, where a certain amount is deducted from your paycheck every week, either for a specific policy or for the mandate taxpayer funded insurance. The difference will be, the eventual plan won't have been written by insurance companies.
 

coalminer

Veteran Expediter
Retired Expediter
Seems to me oboma care was more for the poor and medical professionals than for the people

The heath care act was written and forced on us by the health insurance companies, they are the only ones that benefit from it.

When you price your product so high that people can't afford it, you create a law so that the government pays part or all of the premiums. And taxes everyone else to pay for it, that's why even the people who choose to go without are still lining the insurance company's pockets.

National health care paid for by a percentage of pay ( like social security) is the only true answer.


Sent from my iPhone using EO Forums
 

Turtle

Administrator
Staff member
Retired Expediter
When you price your product so high that people can't afford it, you create a law so that the government pays part or all of the premiums. And taxes everyone else to pay for it, that's why even the people who choose to go without are still lining the insurance company's pockets.
Yep. One of the provisions of Obamacare is that insurance companies got the cap removed on premium hikes. And premiums have skyrocketed since. That's what happens when you get the government money spigot at your disposal.

Same thing happened to college tuition as soon as the government created government-backed guaranteed student loans. It used to be that five year averages for annual tuition costs were either about 4% or less than the cost of inflation. Back in 1976-77 a 4-year public college education cost $2600. Five years later in 1981-82 the cost dropped to $2390, because supply and demand, to induce people to go to school. Then the government-backed loans kicked in, and five years later 1986-87 saw a 35% jump in tuition. The five year averages since then have averaged a 31% increase, except for the measly 9% for 2016-17 after the government put caps on the loan amounts.
 

davekc

Senior Moderator
Staff member
Fleet Owner
They politically have to get rid of the mandate so I think it will wind up being a two tier system. Private insurance with health savings accounts, and the second essentially a expanded form of Medicaid paid through the taxes.
Since that will change the risk pools, the private insurance will be much better than the government insurance and likely cheaper that what we currently see.
This is how they can keep everyday people from paying for the people that get it for free and at the same time, guarantee "access" which they are promising. Everybody wins, sort of. No guarantee of quality.
 
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