As a Fleet owner I can say the way Panther has it set up is the best. We pay the fuel and 55% of the line haul can be added to the driver and the fleet owners card. We have it set up that 75% goes to the drivers card and 25% goes to the owners card. With Panther you can tweak the percentage up or down anytime. We haven't had any problems with drivers playing around with their fuel cards.