WC should stand for "workmans crock." I don't recall the exact numbers here, but the idea is right w/ workmans crock. At my last company to make this POS policy pay for itself I would have had to been injured every 3 years & laid up for 6 months at a time. Again, that might be a bit off, but not far.
I truly think that some politician was paid off to enable that £#@@*(& to be forced on us. I'm not gonna go postal on anyone, rest easy, but I truly hope whoever initiated workmans crock on us gets shot in the head. Hope he doesn't die though, cuz I want him to be able to collect his well deserved "workmans comp."
As for disability insurance, I'm not familiar w/ it. It can't be worse than workmans crock though.
The price of almost every product is higher than it needs to be cuz employers have to cover the cost of that uneeded chyt policy.
Take care,
Danny