Greg I'm sure you're a nice enough guy, and you seem to know a lot about this business as a whole, but on this subject you seem to be talking theory about something you've never experienced, the things you say sound good, in theory, but when they happen to you they really don't mean squat. No matter how much money I had in the bank when I started driving for this turd, it doesn't matter, he paid me weekly what I was owed, he kept up the truck and it passed the one DOT inspection we got pulled in for, I was warned right as we got in the truck (by the guy getting out, this was after the owner paid our way to orientation and for a hotel room the night before, so I felt obligated by his investment) that I would have to stay on him for pay, so I did, I made it clear from the start that if he messed with my money I'd bring the truck right back, he held no sway over me ever. he told us he'd reimburse weight tickets and truck washes, we weighed the truck one time, he didn't pay it back so the truck never got weighed or washed after that.
The only way he got us, the way that none of all of your due dilligence would have stopped was that because of what day we quit, it ended up he owed us 3 pay checks, we returned the truck and thought we parted friends, but when the next payday rolled around he stopped answering his phone and hasn't answered since.
The question is not was I too needy, or did I not check him out, or would a lawyer have helped, I kept him as honest as I could and had a decent reference for him, I also made him invest a little to get my wife and I to come drive. In the end none of that negates the fact that he owes us over 2600 dollars, and he shouldn't be left alone for stealing it. And I happen to know that in the last month 4 other couples have complained about this same guy to the carrier for the exact same thing, their comes a point where they become a part of the problem when they keep running people thru orientation for this clown, knowing that he intends to rob them, say what ever you want, its a matter of ethics.
I gather from your responses that you currently are an owner, or have always been an O/O, that makes it easy to see these things happening to others as cut and dry. They aren't