i'm trying very hard to stay on the dave ramsey plan, but turning off the xm radio hurt.
now i just listen to the tires on the road. and listen for funny noises that the truck makes.
however i have only 4 more payments, and the truck is finished.
Good for you. I hope it runs for years after it is payed off. I could not make it without XM, I would wreck. I am just not that good.