I know i will not be popular with this reply, but i am going to let it fly. I think seatbelt tickets should not be handed out to anyone over the age of 21. You are an adult at that time and the choice should be yours. I think it should be just like the helmet law in some states, if you don't want to where one then don't, you are only hurting yourself. If I get into a accident and I am thrown from my seat into the windshield and I get killed, then it is my own **** fault.
Whitewolf sorry to here about your bad luck but as other have posted it appears that you would only have 2 moving violations and most carriers will still take you, unless that speeding violation is like 15 mph or more over the limit.
Ok i am ready for everyone to bash me about not wearing a belt!! Fire away