Cargo Van This company will load with Hazmat, no insurance and leave you for dead literally

Has this company denied you of insurance Occupational Accident or Vehicle policy they charge for?

  • No, they provided me both policies so I knew what was covered and not covered.

    Votes: 1 100.0%
  • Yes, I did not recieve vehicle or occ. Acc ins policy explaining my coverage in detail.

    Votes: 0 0.0%
  • I was only given a one or two page explanation with summery of coverage amounts.

    Votes: 0 0.0%

  • Total voters
    1
  • Poll closed .

HighTide

Active Expediter
Bolt Express dispatched me to pickup a load. The containers had sulfuric acid and many parts mixed in various steel casks. By end of 2 hours severe headache lasted two weeks,6 hour delivery light coughing, 24 hour period I developed severe level three ( level four is death) chemical pneumonia which progressed for eight months. Bolt refused to provide MSD, Bolt insurance verified sulfuric acid is used in cleaning the containers or process of cargo. Bolt insurance tried to deny any coverage before any results from any doctor were reviewed. Bolt insurance which I pay monthly to Bolt stated I caught pneumonia from other location, viral or bacterial that morning. Two emergency room doctors on seperate times (stopped breathing) one general prac and a pulmonary specialist verified the chemical pneumonia as no bacterial or viral problems or other cause found. Bolt insurance provided no legal reason to deny claim.
I obtained a new vehicle and Bolt Insurance provided my bank riders on numerous ocassions that were not underwritten, pocketing stealing my money. In documented conversation my bank verifies they contacted underwriter for Bolt and they state I have NEVER HAD COVERAGE. Bolt for one year has refused nor has presented under multiple requests a vehicle policy, when forced by bank to prove liability they finally succomed to being caught, as stated to me by Bolt insurance in recorded documented I was full coverage insurance. The rider Bolt provided after being caught only had liability!!!!!!!!
Bolt terminated me after I found a 25% descrepancy on a load, some errors that cost up to 1,900 dollars in past Bolt refused to assume responsibility for admitted errors in recorded transcripts. So they stated if I cannot accept this from them then I cannot run for them.
After termination my Vehicle was contaminated and totalled a short time later after breathing tainted air in my vehicle. Sadly the hospital documents took three months to get complete detailed directions by doctor. One important one was that the vehicle was contaminated and was not to be occupied.
The occupational acc insurance policy gives a telephone number for service providers to arrange billing submissions or other questions. This number offers no information if answered and medical suppliers are found many many months later at peril of no payment when Blue Star claims or American States Insurance ends the period bills can be submitted.
As a result I have 19,000 dollars plus in bills refused by insurance Bolt provided which I also think is a scam because like the fraudvan coverage Bolt and their insurance refused for over eight months to provide any proof of insurance nor a occupational accident policy. If you have been denied a policy which is illegal you are eligible to sue for those insurance payments. American States Fire Insurance Company issues the Occupational Insurance Company and Blue Star Claims work together, they will deny claims before any evidence is provided, they off no compensation while under dispatch and I have recorded fact they state you have to be behind the wheel driving..under dispatch to be eligible for coverage.
Losses, 1contaminated Sprinter Extended van with approx 110k miles, 19,000 in hospital bills and 300% increase on virtually spotless insurance record. After leaving Bolt I discovered their insurance was double the cost I could get on my own. Bolt never at one time was honest with me or any drivers I met driving their.
In orientation they attempt multiple times to get you to sign their contractor agreement BEFORE orientation is finished or even before you start orientation class begins. They also allow passing DOT inspections of vehicles that cannot pass.
This probably will not be allowed to be posted, so it will be copied toanother website just in case. When I went to orientation the buzz in theparking lot was recently one driver left the office, treated very badly and blew his head odd in the parking lot. I do not know if this was true but I heard this from drivers their for a few years. The company forced me to drive over 12hours at a time in heavy icing where on main highways I saw only 1 truckin half hour 45 min periods. Even when I had time to rest till morning and continue. I was forced to drive overweight loads that dispatcher did not give me weight. And as this thread explains and I can prove I was driving hazmat with NO INSURANCE, BOLT Express can do nothing because it is documented.
FMVCA will not help, even when investigating shippers loading hazerdous material by accident of process as described above and fully understanding the origin of the Hazmat. The FMVCA in my Wisconsin region stated "I read the manifest for your cargo, none were Hazmat" we find no contamination.... even when the company admitted to insurance company who I have verification in recorded conversations admitted they use sulfuric acid in the process of my cargo. So it looks FMVCA is highly corrupt...brotherhood.

In the end, one load from Machensey Park near Rockford illinois to Indiana Auto Fastners in Greenfield Indiana cost me one Sprinter Extended with 110k miles, loss 15,000, 16.000 dollars in Medical bills refused by United States Fire Insurance Company working together with Blue Star Claims (evil). Several thousands in insurance for vehicle and health/occ acc ins that was found never covered or underwritten. ( I still have never been provided with any vehicle policy while working for Bolt for one year), 300 increase in insurance in my next policy that was deemed by doctors as contaminated while working for Bolt. Doctors believe I may have been poisoned multiple times by Bolt cargo but could only verify this instance. Not to mention errors in milage that account for a erage 8% to 10%, up to 180 miles in some instances and theft of third party loads I aquired that Bolt pays 80% but with me took entire load and ground shipped. Confirmed in documented conversations. Peoplewere going broke in forst month, my first three months or so I averaged about 400 a weekas O/O. Some loads by one dispatcher had exta package with strong aroma, I was told not to worry about it, I did.
 
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OntarioVanMan

Retired Expediter
Owner/Operator
As for the icing and over weight issues ... You were not forced to do anything ... You simply pull over until safe to proceed... YOU are the boss not Bolt... The over weight again you knew it was heavy the van sank like a rock.... Again leave that shipper refuse to load it... Again you are the boss not Bolt... Be responsible for YOUR business... I have no thoughts about the hazmat / insurance issue

Take control of YOUR business ...
Again sorry about the other problem best of luck
 

HighTide

Active Expediter
Yes I did that with previous loads and threatened with termination and immediate arrest. They only give you information sometimes after pickup. Sometimes weight is not listed by dispatcher who knows my limits. As far as protecting myself I found out FMVCA is only friends of corporations, not driver safety. Another fallacy as we see all federal agencies under investigation and taking the fifth. I was kicked off highway 94 by wisconson hwy patrol for doing 55 during rush hour. Ha
 

OntarioVanMan

Retired Expediter
Owner/Operator
I've told dispatch Iam stopping... They whine and cry.. I tell them if they want come and get it here I am
 

tknight

Veteran Expediter
If you truly have a case you need a damm good lawyer and not a forum chat session! There are lots of good ones out there too just takes homework if you can prove any neglect you can recover three (3) times damages again your only answer is the courts!!
 
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Slo-Ride

Veteran Expediter
Yep and that vehicle if was truly contaminated it would have been the last thing I would have gotten rid of.
And just because a load stinks doesn't mean its hazmat. :D
If you ever suspect they put a hazmat material on your truck illegally its your duty to get away from the freight and contact the authorities.
 

brokcanadian

Veteran Expediter
Owner/Operator
Get the lawyer now. Don't wait (call 8;) Buffalo area will get that) push it till you win. We've been in court 6 years and finally won, they stall and stall so you'll give up. Don't
 

davekc

Senior Moderator
Staff member
Fleet Owner
I would agree with the others. You really need a attorney to sort through that mess and then see where you stand.
 

brokcanadian

Veteran Expediter
Owner/Operator
They can't arrest you... Tell them to come get it! Lol
You don't need a carrier like that... Get out
Carriers used to pull shenanigans when they owned the plate . . . back in the day they were perfectly willing to charge you with theft if you didn't comply . . . at best you were left where you were unpaid for that load with an unplated/invalid insurance vehicle needing to be towed
 

OntarioVanMan

Retired Expediter
Owner/Operator
Carriers used to pull shenanigans when they owned the plate . . . back in the day they were perfectly willing to charge you with theft if you didn't comply . . . at best you were left where you were unpaid for that load with an unplated/invalid insurance vehicle needing to be towed
That was Ontario laws... Dynamex technically owned mine
Here in the US that does not happen
 

beachbum

Veteran Expediter
Owner/Operator
Most of us here are O/O's or run a company and we all know that we're not employees, therefore, companies insurance only covers you for liability and cargo less dedutable . Any physical damage insurance is on the vehicle owner as is workmanship comp. or CPP.

If you didn't have Obama care last year or any type of workmans comp that is on you not the company. as for the load being hazmat did the paperwork from the company say this and it would depend on what table the hazmat was table 1 or 2.
 

Turtle

Administrator
Staff member
Retired Expediter
The FMCSA doesn't regulate, and thus have no authority to regulate, vehicles that do not meet the definition of a Commercial Motor Vehicle.

Sulfuric acid (sometimes known as "battery acid") is a Class 8 hazardous material which requires placarding at 1,001 pounds or more, so unless you were hauling 1,001 pounds of it, it would not be considered HAZMAT in the context of transporting it. Thus no special license, endorsement or insurance would be required.

You didn't make clear what, exactly, you were hauling, but since no sulfuric acid was manifested and you speak of sulfuric acid used in cleaning or processing of the cargo, I have to assume there was at most residual sulfuric acid in the containers. Sulfuric acid is a non-volatile, clear, odorless liquid that is not expected to be an inhalation hazard unless heated or misted. Hauling sulfuric acid in steel casts make no sense whatsoever, as even a 50% concentration (Liquid Fire drain cleaner is 98%) will attack and destroy without mercy steel, iron and most metals. It is highly unlikely that you contracted chemical pneumonia from hauled sulfuric acid, even more unlikely if it was residual sulfuric acid. The catalysis of concentrated sulfuric acid and metals, such as in the cleaning of parts or in the production of cargo, produces hydrogen sulfide gas, which is toxic, but it would take active catalysis rather than residual catalysis to produce enough toxic fumes to result in chemical pneumonia unless the lungs were already damaged (such as years of smoking).

Unless large amounts of sulfuric acid were spilled inside the van, and is thus still eating away the metal in the van in active catalysis, the only thing required to completely decontaminate the van would be to completely turn over the air inside the van, which can be done in well under an hour with all the doors open. With one passenger or driver window rolled down and one rear door open, if can be done in 10 minutes with a roof vent fan.

Others have touched on what you were "forced" to do.

This and previous posts about insurance companies being in brotherhood cahoots with each other and their relationship with organized crime, and how attorneys will refuse to take on these cases because it is dangerous to their health and financial future, indicate not only a strong lack of understanding of the basics of insurance coverage, but also a smidgen of paranoid delusion, especially in light of such statements as being threatened with termination and immediate arrest for refusing to drive in an unsafe manner, and for being kicked off a highway by the state police for driving a legal speed. Not to mention the ramblings about the masonic corporations who hire illegals, how taxes are unconstitutional, and how you can get the IRS to define you an untaxable citizen.

You joined here in 2012, made one (now ironic) post last year about how the DOT has no authority over vehicles under 10,001 pounds, and since Monday have made five posts, one of which was about someone (unnamed) subsidizing the illegals to run yellow cubes for 50 cents a mile and how the greedy IRS is a drug cartel and operates a child sex slave business and that you can somehow, as if by magic without renouncing your citizenship be defined by the IRS as a untaxable citizen where you will no longer be expected to pay taxes and they will leave you alone, and with four posts being about how you were defrauded by Prestige regarding Zurich insurance particularly with regard to their occupational accident insurance and permanent disability, and how now with Bolt you are having trouble getting occupational accident coverage and permanent disability from chemical poisoning.

Not only do your posts meet the Code of Conduct definition of a Drive By Poster, you come off as being someone looking for a permanent meal ticket so you can move to a cabin in rural Montana and do your research in peace on how to stick it to the IRS.
 
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brokcanadian

Veteran Expediter
Owner/Operator
I'm out. I'm beginning to realize just how different the US operating environment is...thanks to HighTide tho first thing I'm doing is sealing off those vents in the cargo partition of the sprinter...
(Edit: make sure that lawyer works off commission they're worse than a bad carrier by the hour)
 

Turtle

Administrator
Staff member
Retired Expediter
I carried two pallets of cheese from Wisconsin to Kansas City once. That was pretty bad. It was great at first, but after a few hours it got to be a little much.

The worst was the pallet of powdered butterscotch flavoring from Cincinnati to Albuquerque.
I used to like butterscotch.
 
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Bako12thMan

New Recruit
Driver
US Navy
I've heard nothing but bad stories about Bolt, regarding bad driver treatment, forcing you to violate laws and policies and even termination of contract for refusing to violate HOS laws. But, not anything this crazy. Never, ever have I heard anything good about Bolt. I hope you can hold them accountable. They're just bad.
 

Unclebob

Expert Expediter
Owner/Operator
The REMOTE possibility of not being covered for insurance when paid for by a carrier is the main reason I prefer to get my own insurance. I pay directly and hold the policy. I know exactly what I'm covered for and the quality of the insurance company.
It's
I may pay a few dollars more but I don't need to worry about someone else's cash flow problems and whether they sent the payment in this month.

As far as the OP if he has a legitimate case the lawyers will be crawling all over themselves to take it.

If none of the lawyers will touch it that pretty much tells the WHOLE story.
 
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Turtle

Administrator
Staff member
Retired Expediter
I've heard nothing but bad stories about Bolt
That's true of most stories about most carriers. It's the bad stories that are most often told, because that's where the complaints come from, and it's the bad stories that are most remembered. "My carrier gave me a load that I had no problems with and they paid me on time," is not one that's going to be recounted around the camp fire, much less repeated and embellished by others. ;)

The REMOTE possibility of not being covered for insurance when paid for by a carrier is the main reason I prefer to get my own insurance.
You used the REMOTE possibility of something happening (lowest possible risk) as the primary motivator for mitigating (further reduce or diminish) that risk? The examples (jokes, really) of applying that logic to other things in your life would be inexhaustible. Do you have remote switches for all of your lamps and electrical appliances so you can turn them on from outside the house due to the remote possibility of the house exploding when you flip on an appliance or light bulb? Is your toilet surrounded by a sump moat with a sump pump on the remote chance that the toilet will overflow? Do you sleep with an Excalibur under your pillow on the remote possibility that a dragon lives under your bed? :D
 
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