It's one thing to bloviate about doing something as stupid as causing an accident, but I can't imagine anyone really doing it.
Stupidity knows no limits. Even smart people do stupid things when good judgment and self control give way to emotions like road rage. Mentally rehearsing the evil deed makes the loss of self control more likely when a rage-inspiring situation develops. A well-balanced and professional driver would maintain control in the same situation and not react with rage.
Intentionally caused accidents are not accidents at all since they are intentional. Intentionally causing an accident with an insurance settlement in mind is a criminal act that may lead to charges of vehicular homicide, reckless driving, assault with a deadly weapon and other charges depending on the state and the result of the intentional deed.
Broadcasting in advance one's intent to commit the evil deed increases the likelihood of an aggressive and successful prosecution.
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