That Sure Does Seem Expensive !

Detmike208 · Oct 13, 2011

I'm putting together a business plan. I have a 2011 Chevy Cargo van (value about 22k). I had planned on doing a little expediting in it...I have 3 years experience with straight trucks as a driver, not an owner operator. Anyway, I had planned to use the insurance company I've used all my life (State Farm) but they tell me they don't have insurance for delivery vans...so, I go to a broker and the best quote he could give me was $5,238. Man, that seems high. The van is not all that expensive, I have nothing on my driving record and I'm not a kid (60). Maybe I'm talking to the wrong people....these insurance agents have no idea what expediting entails and seem shocked when I tell them my working area will be coast to coast. Can anyone steer me in the direction of an insurance company that maybe specializes in cargo van expediters?
That's not for cargo insurance, that's for 500k liability across the board and comprehensive for my vehicle. Thanks all and be safe !

paullud · Oct 13, 2011

Check with CIS that advertises on here.

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JimF51 · Oct 13, 2011

Try these folks, they did right by me:

Commercial Insurance Solutions, Inc.

Welcome! - Commercial Insurance Solutions

Detmike208 · Oct 13, 2011

Thanks guys...I appreciate you taking the time to respond !

greg334 · Oct 13, 2011

That's about the quote I got.

I would ditch the new van - especially the GM product - and get something that is 3 years old. Insure it for replacement cost and see what the price is going to be.

mcavoy33 · Oct 13, 2011

About 3 months ago a poster posted a couple of times about $43 insurance for a c/v and I had in bookmarked on my laptop but my laptop crashed.

Anyone remember who the poster was or what insurance company that was?

chefdennis · Oct 13, 2011

My Van is insured for $35000 and it cost me $36.50 a week...

golfournut · Oct 14, 2011

chefdennis said:
My Van is insured for $35000 and it cost me $36.50 a week...

That seems a little high to me Dennis. I have the s/t for 42k and the Sprinter for 45k and paying $212 per month. About $700 more per year for both vs your one.

Are you with CIS?

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chefdennis · Oct 14, 2011

thats thru Load 1's insurer and that was cheaper then the guys out of Toledo i was with with the old van...so i am all good with it...

You know when you insure an RV so you can Vacation, its what it is!!!! LOL....

Detmike208 · Oct 18, 2011

Just a quick note to show all those considering driving how important this forum is when the experienced drivers are willing
to share their experience with you...
I just signed on with one of the insurers mentioned in this thread for less than HALF of my original quote....and here's the kicker - it's with the same insurance company that I got the original quote from.
Please...pay attention to what you read on here. You won't find many occupations where your competition will actually try to help you find success.
Thanks again to all who took the time to help me.