Nephew w/ DWI

heel4you

Expert Expediter
Hello,
My nephew (who drives for me) has a DWI. He got this when he was 18 or 19 years old, he is 22 now. I have my truck contracted with a small outfit. I pay for all of the insurance (rate is pretty high considering I cover him as a driver).
Here is my question:
Will a companies like Conway-Now, FedEx CC, PantherII etc. consider allowing me to contract my truck with them, with me paying the insurance premiums and still have my nephew drive the truck.
He's a great kid, he just screwed up big time when he was younger.
Thanks for any and all input you can give.
 

JohnMueller

Moderator
Staff member
Motor Carrier Executive
Safety & Compliance
Carrier Management
Heel;

Are you sure that you pay for all of the insurance??

FHWA (ICC) authorized "For-hire" carriers are required to obtain and maintain primary liability coverage when applying for the authority. This coverage protects the general public while the vehicle is operating on the highway.

Most carriers also provide, and pay for cargo insurance. The independent contractor/driver may be responsible for any deductible on this cargo coverage, if negligent. Deductibles are GENERALLY $1,000. This is the primary reason most carrier companies will retain an "escrow" from their indendent contractor/drivers.

Some companies do have their contractors pay for cargo coverage on their own.

Now, since the carrier company's insurance company is liable to the general public for any bodily injuries or property damaged caused by the carrier's vehicle (owned by an independent contractor/driver, or by a company owned vehicle) the insurance company has the right to set hiring standards for those drivers insured. This is not discriminatory as insurance is a business risk - not employment. Most insurance companies today are setting more stringent hiring citeria for carriers because of the "hard" insurance market. The 9/11 incident, hurricanes and other disasters are causing the underwriting insurance companies to show profit from their "books" or policies that they actually write - not from investments. To make these profits the insurance companies and carriers must decrease the amount of claims. In an effort to reduce claims more stringent hiring policies are being implemented to ensure that "marginal" drivers and their associated risks are not being hired by the insured carriers.

Most insurance companies have requested that carriers increase the minimum age of drivers, that the potential driver have increased experience in the type of vehicle he/she is intending to operate, and that the potential driver have fewer and fewer moving violations on their MVR. The insurance companies (and the DOT) have also implemented tougher "disqualification" offenses such as DUI/DWI, reckless operation, speed over 15 mph. etc... These are all now "major", possibly "disqualifying" offenses.

I hope that this info helps you understand the mechanics of truck insurance. Should you have further questions please ask.

Thanks,

HotFr8Recruiter
:)
 

garman351

Expert Expediter
(Good Luck)

For the first five years nobody will even look at him, unless you are willing to pay more than it's worth?

That DWI your Nephew will drag around with him for a long time. I'll bet he runs around with no car insurance? If so forget him even trying to sign on with anybody.

Cheers!

Garman
 

X1_SRH

Expert Expediter
Once again, I can speak only for Express-1, but a DUI must be at least 10 years old (and the driver must have a SQUEAKY clean record since the infraction) before we can even request a waiver from our insurance company to bring that individual into our fleet.

DUI's hang around for a long time. It's a black-eye on a driving record that takes a LONG time to heal.
 

nightcreacher

Veteran Expediter
all expediters run canada,the dwi is a felony there,wont permit him there till it 10 years old and then have to buy a pardon,very expensive
and primary liability is paid by fleet,no duis
 
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