Michigan Republicans Pass Law Forcing Women To Buy ‘Rape Insurance’

OntarioVanMan

Retired Expediter
Owner/Operator
Michigan accelerates GOP war on women with 'rape insurance' law

A mere 4% of Michigan voters, with the cooperation of the legislature, just forced a measure onto the state’s women that requires them to get a separate rider on their health insurance if they want abortion coverage. Even if a woman is impregnated through rape or incest, her insurance won’t pay for an abortion unless she already has a rider in place.


dang Michigan..what were they thinking?....
 

layoutshooter

Veteran Expediter
Retired Expediter
Kind of a "slanted" article, don't you think? Maybe even biased? The law, if I heard it correctly today, allows for insurance to cover abortions in cases of rape or incest. Other than that, and in cases where a continued pregnancy would harm the mother,abortion is an OPTIONAL procedure, elective surgery. One that, except in rare cases, has no medical benefit. Since it is, except in those rare cases, purely optional with no medical need, insurance companies should not be forced to cover it.
 

davekc

Senior Moderator
Staff member
Fleet Owner
Of course it is slanted. When a article starts out with "The GOP's war on women" there is no other way to take it. That has been the democrats calling card for the last month to get people's attention off Obamacare and other disasters.
From other articles, the purpose of the law is so pro-life policy holders aren't paying for a elective service that they oppose. The bigger problem is many carriers don't provide that additional coverage.
In my opinion they should provide that rider if someone wants it. Easy peasy really. That way if someone wants a elective coverage, they pay for it. No different than smokers making a elective choice and having to pay a higher premium to cover that choice.
If someone didn't have coverage, they could seek a civil action in a rape case in the event they had to pay something. In a act of fairness, this law also applies to men. :D
 

layoutshooter

Veteran Expediter
Retired Expediter
The law allows for coverage on a normal policy in the cases of rape and incest. I believe it has always been covered when the mother's life was in danger.

This allows for those who wish to have coverage for this kind of elective surgery to have it. There is no medical benefit to ending a normal pregnancy. It should not be covered except in the rare cases cited.
 

davekc

Senior Moderator
Staff member
Fleet Owner
On a positive note, it appears that a policy of not paying for abortions has dividends. Census figures indicate a drop in the under 18 population. Put that with a drop in abortions since most have to be paid out of pocket in Michigan, it would appear to be a positive result.
It is amazing the results of responsibility when they aren't being passed on to others.
Abortion insurance law taking effect in Michigan | Detroit Free Press | freep.com
 

OntarioVanMan

Retired Expediter
Owner/Operator
Maybe they should mandate that all men carry rape insurance. You know, just in case they rape someone and get them pregnant. As stupid as that sounds, at least the guilty person would be footing the cost rather than the innocent victim. And you know there's no way that would get signed into law.
 

layoutshooter

Veteran Expediter
Retired Expediter
Why should men carry rape insurance? That would be making an assumption that all men are likely to rape. What, if anything, does that have to do with not being forced to pay for someone else's ELECTIVE surgery? :confused:

NO innocent victim was footing the bill for cases of rape and incest, the allows for normal insurance coverage in such cases. I am not sure where you got the idea that innocent victims were being forced to cover those costs. It is not correct.
 

OntarioVanMan

Retired Expediter
Owner/Operator
did you even read?...

1/.that requires them to get a separate rider on their health insurance if they want abortion coverage.....
2/Even if a woman is impregnated through rape or incest, her insurance won’t pay for an abortion unless she already has a rider in place.

Break that into 2 parts....The first part is what you are agreeing with...as do I...BUT part 2 is a whole nother can of worms.....she won't be covered against rape UNLESS she pays for the first part...
 

layoutshooter

Veteran Expediter
Retired Expediter
AND insurance companies are STILL paying for Viagra so a man can get it up to commit this rape....


That is an absurd statement. Also, keep in mind, woman can, and do, rape.

Explain to me why ANYONE should be forced, for any reason, to pay for non-medically needed ELECTIVE surgery? Explain where you get the idea that rape and incest victims are being made to buy this coverage? Since the law was written to ALLOW for abortion coverage, without the rider, in cases of rape and incest.

I don't follow your argument
 

OntarioVanMan

Retired Expediter
Owner/Operator
That is an absurd statement. Also, keep in mind, woman can, and do, rape.

Explain to me why ANYONE should be forced, for any reason, to pay for non-medically needed ELECTIVE surgery? Explain where you get the idea that rape and incest victims are being made to buy this coverage? Since the law was written to ALLOW for abortion coverage, without the rider, in cases of rape and incest.

I don't follow your argument

Was this condition changed from the original bill that Synider vetoed?
 

layoutshooter

Veteran Expediter
Retired Expediter
According to the news today, yes. This bill is for insurance coverage of with is, by it's very definition, ELECTIVE SURGERY. Those who choose to have this coverage may buy it. Those who don't want it, don't have too. Which is how ALL insurance should be, a matter of CHOICE.
 

OntarioVanMan

Retired Expediter
Owner/Operator
According to the news today, yes. This bill is for insurance coverage of with is, by it's very definition, ELECTIVE SURGERY. Those who choose to have this coverage may buy it. Those who don't want it, don't have too. Which is how ALL insurance should be, a matter of CHOICE.

My apologies....I was into an OLD article....it appears...
 

davekc

Senior Moderator
Staff member
Fleet Owner
If someone is raped, and the rapist is found guilty, most go on to sue in civil court. Generally a easy case if the criminal has been found guilty.
 
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