My sister on the bankruptcy thing:
"That's for companies and it's not complaints,it's a motion in court. 3 Suppliers that together are owed at least $10,000 can file a motion with the court to put a company into involuntary bankruptcy. BUT if you file on someone and then it turns out they are not insolvent,it can come back on the filers for fees and court costs,including theirs. It's a big step and you have to hire an attorney. That's why it doesn't happen often. Also bankruptcy is very expensive for the company that is in bankruptcy. So if you can get the company to make payments on their own,even if it takes awhile,you will have a better chance of getting paid more.
"Attorneys fees can suck up a lot of money,and they take theirs first. The time u want to do it is if the owners are mishandling the funds,and stealing assets of the company. Again,hard to prove."
We now return you to your previous topic.