Yes and I also think they are capable of asking for themselves.
But see I don't.
Not that they are stupid but they just don't know what to ask.
I look at it this way, not many people understand cargo insurance or general liability insurance or that you can get breakdown coverage or even rental, downtime or even limited depreciation insurance.
I'm not thinking CIS is bad or not telling people what options they have but I think that a lot of us, including myself tend to forget that the people here looking for answers don't always know what to ask for or how to even ask it.
Leo, I commend you that you don't have a claim, hope it stays that way. I understand what you said but can I ask you what is the difference in price and service between the insurance from your carrier and CIS if you know.