Insurance

gogovan

Rookie Expediter
Hello all, just started expediting and have a question about insurance. Im leased with Nations Express and the occ acc insurance is ridiculous in NC. How do you guys have your occ acc set up? I contacted CIS and Shelly gave me a quote for liability and Occ Acc at a much cheaper price than through Nations. But the second time i spoke with CIS they said they dont offer occ acc unless you have primary liability or are leased to fedex. But that occ acc through nations is hurting me. Thanks a lot.
 

gogovan

Rookie Expediter
Its 335 per month for each driver for occ acc and we are a team so thats 670 for 2 drivers each month. Shelly quoted me 280ish for 2 per month. And non NC based occ acc is around 150 per driver. So its pretty high.
 

Daffyduck528

Expert Expediter
Its 335 per month for each driver for occ acc and we are a team so thats 670 for 2 drivers each month. Shelly quoted me 280ish for 2 per month. And non NC based occ acc is around 150 per driver. So its pretty high.

You have a relative out of state that you could borrow their address?
 

Ragman

Veteran Expediter
Retired Expediter
You have a relative out of state that you could borrow their address?
The only problem with doing that, is if a claim needs to be made and the ins company finds out you are using a false address, they could deny the claim.
 

gogovan

Rookie Expediter
Yes i thought about using out of state relative but then the thought of a possible claim and we are screwed so we pretty much working for insurance and gas. We gotta move to Alaska where there are no taxes or bills.
 

guido4475

Not a Member
Its 335 per month for each driver for occ acc and we are a team so thats 670 for 2 drivers each month. Shelly quoted me 280ish for 2 per month. And non NC based occ acc is around 150 per driver. So its pretty high.

I'd be dropping Nations like a bad habit.
 

Opel2010

Veteran Expediter
Owner/Operator
You should contact OOIDA, they might give you a better rate

Sent from my Samsung Galaxy Note III
 

gogovan

Rookie Expediter
I left ooida a call back message and will see with them. Might drop nations and look for another carrier
 
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