Information, please
- Thread starter cheri1122
- Start date
I use Bank Of America and I do everything online,I've not been In the bank for over 3 years,I use online and their ATM's...It works for me...If you want an online bank account only I also bank with netbank,Which you have to do everything online and thru the mail...You can also open an account online an never visit a bank for BAC...BTW Cheri also BAC holds personnal checks I deposit for 24-48 hrs,But on Business checks or transfers 24 hrs or less...
Next time you are at a Flying J, pick up a brochure about their TAB bank. Be sure to read the fine print about their information disclosure. That policy may not be to your liking.
TAB makes it easy to move money from comdata to a TAB bank account. You call TAB any time of the day or night and a live body will give you a comcheck number. You then call comdata and, using their automated system, punch in some numbers and your money is instantly transfered. TAB issues a Master Card debit card that can be used at the Flying J fuel pumps and any other place where such cards are honored. Shower credits are put on the card as are the bonus points you get if you purchase something at J. You can print a TAB bank statement instantly at a Flying J kiosk. I'm not sure if you can access your TAB bank account on a web site. I would presume so, as automated as Flying J is.
The TAB bank. It is an FDIC insured bank. It has no buildings other than office space at Flying J headquarters. It is a little different in the nature of the charter it has from the state of Utah, but that difference is not noticable to customers.
TAB makes it easy to move money from comdata to a TAB bank account. You call TAB any time of the day or night and a live body will give you a comcheck number. You then call comdata and, using their automated system, punch in some numbers and your money is instantly transfered. TAB issues a Master Card debit card that can be used at the Flying J fuel pumps and any other place where such cards are honored. Shower credits are put on the card as are the bonus points you get if you purchase something at J. You can print a TAB bank statement instantly at a Flying J kiosk. I'm not sure if you can access your TAB bank account on a web site. I would presume so, as automated as Flying J is.
The TAB bank. It is an FDIC insured bank. It has no buildings other than office space at Flying J headquarters. It is a little different in the nature of the charter it has from the state of Utah, but that difference is not noticable to customers.
FAMILYEXPDT
Seasoned Expediter
We` also use TAB AND Bank of America.....Bank of America is much better. I cannot count the number of time I have been on the phone with TAB because they do not drop pending charges (memo) after the actual charge comes thru...their standard party line is they have 10 days to drop the memo...what that does is it means they hold YOUR money for 10 days in a "float" account that they are collecting interest on. Meanwhile I have no access to those funds. We used to keep a balance of 10k on Tab.....now we just keep a minimum balance..have found numerous times when they double dip when you use their atm...charge your card 2x. They say it is a problem with mastercard.....hmm none of my other card issuers do that. Bank of America on the other hand is a wonderful bank to do business with....they delete memo's or convert immediately when the charge comes thru, can open accounts online immediately....We tried to get our drivers to open pdca (tab) bank accounts 6 separate teams at different times......tab lost all of their applications, sent mail to their HOME (truckers bank mind you) to let them know the account would be open when they deposited 25$ into it...etc.....they have a long ways to go before you can get real banking service from them.
-charlotte
-charlotte
I use Bank of America as my primary bank. They have locations everywhere in case you need to go inside and talk to a real person. You can do anything you need to do online 24/7. I also have a TAB account. I keep enough in it to fuel the truck one time. I use it if I have to fuel at a J and they aren't Conoco branded. If they are Conoco branded I use my Conoco mastercard and get a 3% rebate for a better price than the cash price the TAB card gives me.
Leo Bricker, 73's K5LDB, OOIDA 677319
Owner, Panther trucks 5507, 5508, 5509
Highway Watch Participant, Truckerbuddy
EO Forum Moderator
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Support the entire Constitution, not just the parts you like.
Leo Bricker, 73's K5LDB, OOIDA 677319
Owner, Panther trucks 5507, 5508, 5509
Highway Watch Participant, Truckerbuddy
EO Forum Moderator
----------
Support the entire Constitution, not just the parts you like.
Broompilot
Veteran Expediter
To avoid fees find a bank that you can have your check direct deposted into with internet access. Probably Bank of America (which is not my favorite) Wachovia or another one.
Join OOIDA and get the Truckers Advantage Card, its a fuel card, cash card, repair card. You can fuel up at any truck stop except the J, you need tires they also have a Bridgestone discount program that I personally will buy my next set thru, and also road assistance.
The card works like this, once a week you choose the day. Any charges or cash advances during the past week come out on that day. So if you charge up $1544. that amount needs to be in your checking account come lets say Monday evening at midnight.
No need to carry large amounts of cash anytime you fuel you be asked if you want a cash advance and its FREE. Same with fuel, repairs, and tires no fees, just have the funds available on the day that you arranged to have your account paid for, for the previous week.
So for keeping your operating expenses simple I love this. Personally I carry a Business Visa or a Visa just for Business like hotels etc.. and also one for Personal that I hardley ever use, and a cash card thru my bank. I find it easier to get funds right from this card though.
TruckersAdvantage will E-mail on every transaction has 800 # and has been just absolutly great to work with. Plus you do get .02 off on every gallon purchased.
Very simple program beats the charges we get socked with using a Visa or the risk of carrying around 2K in cash.
Join OOIDA and get the Truckers Advantage Card, its a fuel card, cash card, repair card. You can fuel up at any truck stop except the J, you need tires they also have a Bridgestone discount program that I personally will buy my next set thru, and also road assistance.
The card works like this, once a week you choose the day. Any charges or cash advances during the past week come out on that day. So if you charge up $1544. that amount needs to be in your checking account come lets say Monday evening at midnight.
No need to carry large amounts of cash anytime you fuel you be asked if you want a cash advance and its FREE. Same with fuel, repairs, and tires no fees, just have the funds available on the day that you arranged to have your account paid for, for the previous week.
So for keeping your operating expenses simple I love this. Personally I carry a Business Visa or a Visa just for Business like hotels etc.. and also one for Personal that I hardley ever use, and a cash card thru my bank. I find it easier to get funds right from this card though.
TruckersAdvantage will E-mail on every transaction has 800 # and has been just absolutly great to work with. Plus you do get .02 off on every gallon purchased.
Very simple program beats the charges we get socked with using a Visa or the risk of carrying around 2K in cash.
We also use US Bank and TAB Bank and are happy with both.
Jefferson3000
Expert Expediter
Hey Cheri. Washington Mutual has been real good to me. They are still relatively new to me, but they have shined more than once for me. I moved my business account to them about 16 months ago. They did so well with that, that I moved my personal account there as well. I had been will a credit union for over 20 years but they started getting wierd on my with redtape. WaMu has been great. They will hold some checks for a first thirty day probation period. usually 2 days hold, but some out-of-state, they could hold for 5 business days. It seems that once the out of state checks prove good a couple of time, the computer automatically clear them at time of deposit.
Maybe someone here call tell you about using comdata with them because I don't use it.
Drive Safe!
Jeff
Maybe someone here call tell you about using comdata with them because I don't use it.
Drive Safe!
Jeff
dhalltoyo
Veteran Expediter
Liberty Savings Bank is a small chain of independently owned banks.
I do all of my banking on line with them.
I pay all of my bills through them. They EFT payments to those accounts which accept EFT's. What is really neat is that they print a check with the account information on it and mail it to those accounts that do not accept EFT payments. The bank does not charge me for the envelope or the stamp! I thought that was a nice touch as I have only bought stamps one time this year.
Checking is free if you maintain a $200 balance. Your first 200 checks are free. I still have 190 of them because I do everything online.
I also transfer funds from my business account to our family account on line. My settlements are direct deposited. There are no fees for these services either.
I do all of my banking on line with them.
I pay all of my bills through them. They EFT payments to those accounts which accept EFT's. What is really neat is that they print a check with the account information on it and mail it to those accounts that do not accept EFT payments. The bank does not charge me for the envelope or the stamp! I thought that was a nice touch as I have only bought stamps one time this year.
Checking is free if you maintain a $200 balance. Your first 200 checks are free. I still have 190 of them because I do everything online.
I also transfer funds from my business account to our family account on line. My settlements are direct deposited. There are no fees for these services either.