Mr. Know-It-All largely doesn't care.
But he also knows that periods and commas going inside the quotation marks is strictly an American usage of the punctuations, and that the British and the rest of the English-speaking world place commas and periods logically (you complete the quote, then you complete the sentence) rather than conventionally (how the other lemmings do it), depending on whether the punctuation belongs to the quotation or to the sentence that contains the quotation, just as we do with question marks and exclamation points.
For example, whenever we Americans have to use a question mark or an exclamation point with a sentence that ends in a quotation, we follow the dictates of logic in determining where the question mark or exclamation point goes. If it is part of the quotation itself, we put it inside the quotation marks, and if it governs the sentence as a whole but not the material being quoted, we put it outside the quotation marks.
Have you read the assigned short story, "Flowering Judas"?
No, but I did finally get around to reading last week's assignment, "Where Are They Now?"
But the American convention is always, always, always place the commas and periods inside the quotation marks, whether it's logical or not.
A similar convention is used by those who took Typing 101 in high school and practiced ad nauseum, "The quick brown fox jumped slyly over the lazy dog." Thump. Thump. Hitting that SPACE bar twice after every sentence, because the monospace type of a typewriter made it difficult to read something with only a single space after each sentence. Many people believe that it's still correct, especially in formal writing, to use double spaces between sentences. It's not. It's not necessarily incorrect, either, as per freedom of expression, but if nothing else it pegs the writer as Old School Typing 101.
The first example is a question...hence the question mark is on the outside of the quotation marks.
2nd example is a question within a statement....
I would do it Turtles way