If you have no reserves you really don't want to be an owner op. The past six weeks I bought new tires, 900.00, a new windshield 200.00, brake pads and rotors all around, 600.00, transmission fluid change 200.00, fuel filter 120.00 an oil change done myself 110.00, new cat convertor and 2 nox sensors 2400.00, flex pipe 300.00, new alternator and install 300.00, and just because I wanted to be a little broker a new generator 1200.
Still had to buy fuel, food and make the van payment.
Sometimes it pays to just drive and let someone else take care of things.