yes, most are rite. ins. companies like to disqualify many and quite a few have trouble with being widely accepted. the info i posted yesterday though, as i stated is worth checking out. my wife has a pre existind mitro valve prelapse condition but they accepted her. and as far as being widely accepted all over the country the fact that they are affiliated w/ n.a.s.e. does give a little piece of mind. we also had a quote from bcbs that was 385.00 a month for the both of us but for the extra perks we got through mega we decided it was more of a value. the bcbs did not offer a oc health built in to the plan or life ins. either. bcbs dedictable was higher than what we got w/mega for the same coverage. a few of the nice perks from mega were things like if we are hospitalized away from home they pay for the trasportation cost of bringing someone from your family to you and returning them home. in the event of any imediate family passes away not at home they will prepare and transport the remains back to home. plus some other little things that some already have like roadside assistance for tires, out of gas, towing. they also give a little monetary bonus in the form of a card [like a credit card] that they load credit onto for you to use for hotels and restaraunts. 250.00 the first month after you purchase your policy and 50.00 every month after. the list of places are common that we all know, so maybe not important for all but atleast you do get some usable perks and some that could really help when the need arises. just a bit more info for all to digest. T N T
