I use com data,I get .10 discount with card at petro truck stops,with fecc as long as i empty the card by the 3rd use,there is no charge,unless i use an atm machine,i use to use visa card,to expensive,even when you pay the bill when it comes,but if your in a van,you have more options to where you can fuel,buy your groceries at giant eagle,you can get cash back discount