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Difficulty with insurance

TNJenn

TNJenn

Active Expediter
Hey Everyone! I am hoping someone can help me. I am trying to find insurance for two sprinters, I know that sounds easy but it's proving to be quiet the chore. I found one for $383 a month but it didn't meet my needs and another was $15,587 a year. I have never paid premiums like that and I don't plan on it now. I appreciate any assistance yall have to offer.
 
vandriver2

vandriver2

Veteran Expediter
Owner/Operator
TNJenn said:
Hey Everyone! I am hoping someone can help me. I am trying to find insurance for two sprinters, I know that sounds easy but it's proving to be quiet the chore. I found one for $383 a month but it didn't meet my needs and another was $15,587 a year. I have never paid premiums like that and I don't plan on it now. I appreciate any assistance yall have to offer.
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The Company I run for uses CIS
 
OntarioVanMan

OntarioVanMan

Retired Expediter
Owner/Operator
TNJenn said:
Hey Everyone! I am hoping someone can help me. I am trying to find insurance for two sprinters, I know that sounds easy but it's proving to be quiet the chore. I found one for $383 a month but it didn't meet my needs and another was $15,587 a year. I have never paid premiums like that and I don't plan on it now. I appreciate any assistance yall have to offer.
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IF you are from TN...CIS has expeditor policies just for us....Progressive brokers
 
paulnstef39

paulnstef39

Veteran Expediter
Fleet Owner
FlyingVan said:
South Dakota part.
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Extremely, very extremely north west TN.
 
OntarioVanMan

OntarioVanMan

Retired Expediter
Owner/Operator
TNJenn said:
Hey Everyone! I am hoping someone can help me. I am trying to find insurance for two sprinters, I know that sounds easy but it's proving to be quiet the chore. I found one for $383 a month but it didn't meet my needs and another was $15,587 a year. I have never paid premiums like that and I don't plan on it now. I appreciate any assistance yall have to offer.
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I am thinking your quote will be between 10,000 -12,000 depending on the year of the Sprinter maybe higher because you are using drivers....
 
LDB

LDB

Veteran Expediter
Retired Expediter
There's CIS and there's everyone else. CIS arguably knows everything there is to know about expediting insurance. Their people are as good to work with as anyone possibly could be. Because of the depth of their knowledge they know how to tailor a package that gets you the most coverage for the fairest premium. Don't do anything without also checking with them. Good luck.
 
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Reactions: AnneM, jelliott and OntarioVanMan
J

jjtdrv4u

Expert Expediter
LDB said:
There's CIS and there's everyone else. CIS arguably knows everything there is to know about expediting insurance. Their people are as good to work with as anyone possibly could be. Because of the depth of their knowledge they know how to tailor a package that gets you the most coverage for the fairest premium. Don't do anything without also checking with them. Good luck.
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didn't we just see this in another thread?
 
J

jjtdrv4u

Expert Expediter
I was with CIS/Progressive for a very long time, they were the first that I worked with in this business, and I liked working with them.

True, they have the best marketing on this website, but, overall they do not have the best coverage and rates for all straight trucks in expediting, and they will say that as well.

All this depends on your driving record, qualifications, type of vehicle(s), and location, just to name a few factors, (I have a perfect driving record, a CDL, and with no tickets or accidents or claims).

With that said, CIS/Progressive is the best for most, but not for all in this business, (based on my 40 years experience in business with the last 15 years in this business).

If their insurance is the best that you can find, then great, more power to you, nothing wrong with that, that's your business, not mine, just saying.
 
OntarioVanMan

OntarioVanMan

Retired Expediter
Owner/Operator
jjtdrv4u said:
I was with CIS/Progressive for a very long time, they were the first that I worked with in this business, and I liked working with them.

True, they have the best marketing on this website, but, overall they do not have the best coverage and rates for all straight trucks in expediting, and they will say that as well.

All this depends on your driving record, qualifications, type of vehicle(s), and location, just to name a few factors, (I have a perfect driving record, a CDL, and with no tickets or accidents or claims).

With that said, CIS/Progressive is the best for most, but not for all in this business, (based on my 40 years experience in business with the last 15 years in this business).

If their insurance is the best that you can find, then great, more power to you, nothing wrong with that, that's your business, not mine, just saying.
Click to expand...

to add...Progressive leans on credit score as well.....higher the score, better the rate...
 
OntarioVanMan

OntarioVanMan

Retired Expediter
Owner/Operator
And for those of you who think this insurance issue is the magic pill to increase rates you can forget that thing because basically it only adds $.05-$.07 a mile based on 100,000 miles a year to the cost .
So what you're going to do when expediting runs all over you LOL
 
crich

crich

Expert Expediter
Fleet Manager
US Navy
if the 15k was for 2 sprinters that's not to bad really.I have progressive its around 10k per unit. for primary liability @ 1 million 200k cargo and 1 million libility on company.
 
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