yep Joe, geographical cost of living has some to do with it. However, i've had folks come to me and say they need a grand a week. No problem, thats do-able. But they show up in a ten year old car, I find they live in a trailer, or still rent an apartment, and "need" a grand a week. Thats a lot of money, 50K a year. A fella can get hizzef a lot of nice things after a year or three of that. But, the holes have already been dug. An they fell in a couple. Sooo. the truck gotta be the salvation. But, they gotta be home one week to pay the rent. The next week to make a car payment, an on, an on. It's not only what they should need to be comfortable, it's a whole mirade of other tings. And yes, asking someone to help out by taking a cut in pay for a while would be very difficult for all involved. But, me tink, we ain't seen nuttin yet.