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  1. Mailer

    Credit Score

    I use quizzle, free credit scores every 6 months.
  2. Mailer

    Best app that you use!

    SigFig. Monitoring emergency fund and retirement.
  3. Mailer

    4-Wheeling That Oil Leak : 4-Wheeling

    Glad to see that $13,000 didn't happen. I think most of the dealer's mechanics are very competent. I have been given the quote on several repairs. The quote? It's beyond greed, it's a total dishonesty. There are honest mechanics out there, I have one. Thanks for sharing the story.
  4. Mailer

    How to Market Yourself at Landstar

    Awesome advices. Thanks you A Team.
  5. Mailer

    van class

    I'm still here and almost done with my 2nd year, but I never did attend the class, lol. What did they say about the 3rd year? I'm getting homesick here.
  6. Mailer

    It's a Team's Life Indelicate Subject : It's a Teams Life

    Yikes! Thanks for sharing, lol.
  7. Mailer

    It's a Team's Life Indelicate Subject : It's a Teams Life

    Hahaha, now that's grossier.
  8. Mailer

    Mod movin on, Thanks Ken aka OVM!

    Thanks Ken! That's one big load off your shoulder for sure:)
  9. Mailer

    It's a Team's Life Indelicate Subject : It's a Teams Life

    Thanks for the sharing. I once ran into the husband-wife team and they had converted the plastic cooler into the potty. They would squirt a small amount of washing detergent inside to reduce the odor(especially in hot weather) and to provide continuous self-cleaning. I thought that was a...
  10. Mailer

    Dodge Promaster

    Saw one 2 days ago near Steubenville OH. I was driving behind it, a low roof version. I noticed there was a cross bar that ran across the rear axle, anti-sway? seem a bit too low. It might catch something on the road? But I was sitting in a van and looking down at it, clearance might be ok...
  11. Mailer

    Satisfied ?

    I'm satisfied. I was able to reduce the maintenance and repair costs by doing 60% of work myself. I know the feelings about those "mechanics." One of the plus about being O/O is the mileage deductions.
  12. Mailer

    Area weather

    Now it foggy around Purdueville IL, visibility 30-40 yards. Several 4 wheelers are doing 70 mph. I parked.
  13. Mailer

    Area weather

    IL 57 north and southbound, sporadic light and heavy rains. Windy and once in awhile big gusty, enough to take you into the ditch. I'm holding tight on my steering.
  14. Mailer

    Emergency fund, where should you put it?

    I calculate my set aside amount based on my needs and wants. I would go back a few months to get the average of the monthly spendings. Then identify which expenses are needs(Those that I have to pay for) and wants(Those that I don't have to pay for but want to pay for). Subtract the wants...
  15. Mailer

    Emergency fund, where should you put it?

    Ok, it looks like I'm not going to find a better rate on the main street. I'm going to the wall street. 50% Regular savings. 30% Mutual Funds. 20% stocks. :)
  16. Mailer

    Emergency fund, where should you put it?

    Now do you know why I choose the word "worship?" Lol.
  17. Mailer

    Emergency fund, where should you put it?

    I was looking at it. https://www.lmcu.org/
  18. Mailer

    Emergency fund, where should you put it?

    On your individual acct, what is the APY rate, is it in money market fund?
  19. Mailer

    Emergency fund, where should you put it?

    3% Its true, saw it. Won't be able to meet their requirements. I hope the 3% is not a rate teaser.
  20. Mailer

    Emergency fund, where should you put it?

    I have them, Roth, TIra and Keogh.
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