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  1. TeamCaffee

    Credit Score

    Finance Guy Can you discuss credit scores and how a slow pay affects this?
  2. TeamCaffee

    Spreadsheet learning

    i would like to learn more on spreadsheets and how to better track per diem and depreciation. I like spreadsheets and I track our actual expenses, but believe I could do more with the right knowledge. I would also like to learn more on return on investment (ROI) and to set up a spreadsheet...
  3. TeamCaffee

    Financing a new truck

    We have just went through this process and did some shopping around. Our dealer, Stoops Freightliner uses various financial companies and we were able to get financing for the Cascadia. One surprise I had though was with OOIDA. They were advertising a great rate of 6% financing for second...
  4. TeamCaffee

    Paperless Statements

    Frank, We are constantly being asked to go paperless by our banks, credit cards, phone bills and anything else we have that is electronic. What will happen if we choose to go paperless and we are audited?
  5. TeamCaffee

    Laundry

    We are having a discussion about laundry and if this is a valid deduction or not? Is laundry like showers part of your per diem?
  6. TeamCaffee

    Per Diem

    From what I have read the Per Diem has once again changed as of October 1st 2009. $59.00 per day in the states $65.00 per day in Canada When this happened before I kept our log book days away from home up to September 30th. Then another set of figures from October 1st to the end of the year...
  7. TeamCaffee

    Paying Truck of Early

    Hi Frank I hate having payments! We have been working hard at paying of our 2005 Freightliner. We have it set to pay off in about 2 1/2 years at the most. We are also working on trying to be able to pay cash for out next truck. I have been weighing the difference between paying the interest...
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