What makes you think it's a failure? Obamacare is awash with mandates, regulations, taxes, and fees which drives up the cost of the insurance plans that are offered under the public exchanges. A
thorough analysis shows that, on average, the cheapest plan offered in a given state, under Obamacare, will be 99 percent more expensive for men, and 62 percent more expensive for women, than the cheapest plan offered under the old system. And those disparities are even wider for healthy people.
If 50 million people are uninsured today, mainly because insurance is too expensive, why is it better to make coverage even costlier?
The answer is... Obamacare wasn’t designed to help healthy people with average incomes get health insurance. It was designed to force those people to pay
more for coverage, in order to subsidize insurance for people with incomes near the poverty line, and those with chronic or costly medical conditions.
There's a reason why Healthcare.gov forces you to create an account and enter detailed personal information before you can even start shopping and looking at plans, too. It is because they were more afraid that letting people see the underlying cost of Obamacare’s insurance plans would scare people away. If you shop for Obamacare-based coverage without knowing if you qualify for subsidies, you might be discouraged by the law’s steep costs. An HHS spokeswoman said, "the agency wanted to ensure that users were aware of their eligibility for subsidies that could help pay for coverage,
before they started seeing the prices of policies."
By analyzing your income first, if you qualify for heavy subsidies, the website can advertise those subsidies to you instead of just hitting you with Obamacare’s steep premiums. For example, the site could advertise plans that cost “$0″ or “$30″ instead of explaining that the plan really costs $300, and that you’re getting a subsidy of $300 or $270. But you’ll have to be at or near the poverty line to gain subsidies of that size, and most people will either not qualify for a subsidy, or qualify for a small one that, net-net, doesn’t make up for the law’s cost hikes.
The political objective of masking the true underlying cost of Obamacare’s insurance plans far outweighed the operational objective of making the federal website work properly. If the “Affordable Care Act” truly did make health insurance more affordable, there would be no need to hide these prices from the public.
The goal from the very beginning was for the government to get its hands on the healthcare dollars that makes up nearly 20% of GDP. That's simply too much money, all in one controllable spot, to just ignore the corruption and siphoning potential.
In a speech delivered yesterday on Boston, Obama said people who are losing their insurance plans because of the law should start shopping around for better coverage.
"So if you're getting one of these letters, just shop around in the new marketplace. That's what it's for. Because of the tax credits that we are offering, and the competition between insurers, most people are going to be able to get better, comprehensive healthcare plans for the same price or even cheaper than projected."
If you believe that, then you also believed...
"
No matter how we reform health care, we will keep this promise to the American people. If you like your doctor, you will be able to keep your doctor, period. If you like your health care plan, you'll be able to keep your health care plan, period. No one will take it away, no matter what."