Thanks everyone!
I've been hitting a brick wall with this! Yes, I'm with FDCC and have their group protective insurance. So the small down time $$ will help.
Thanks for the ooida info. They told me to wait and see what the other drivers insurance will conclude to paying, if anything. But I'm uneasy since no one was found at fault. See, this 4 whlr claims another driver "cut him off" and caused him to spin out of control across his two lanes of traffic, a 2 lane median, then into oncoming traffic and into me. I couldn't swerve or brake too much because I was hauling corrosive acid and a guard rail on my right. Just no where to go safely. But since the police didn't see the "phantom" vehicle cut him off, they didn't issue this driver a ticket. Apparently there was a witness to this driver that cut him off. His insurance tells me they have to investigate and find out if he is 100% at fault for hitting me. If not, then little to no payment for me.
It's not the damages I'm concerned about, my insurance will cover that and the two insurances will duke it out, it's the time waiting to get it repaired, the $$ I lost on the load, and the money I'm going to run out of for bills. And ooida informs me that this accident, though not my fault, and no citation issued to me, will go on my record! Bottom line, don't get hit, in GA, over 4th of July week.
Thanks to you all. Every bit of help is appreciated. I'll keep you posted.