Add a 1000.00 dollar body repair Bill, lol.Agreed Rich...I knew what you was getting at.....I do it all the time....observe and opinionate...I don't now how some are doing it at some of the rates previously quoted...an equipped van with all the goodies plus interest over 4-5 yr term...gotta be an easy 50K outlay..and to make that back at 60 to 75 cents?....glad its not me is all I can say...