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  1. GATORO

    Maybe Obamacare is good for America.

    That is for my husband and myself together. The agent first quoted 12K (6K each), then it went to 5K each). If it is a catastrophic illness BC/BS picks up at $5001.00 and above. It is based individually. Not together. EXAMPLE: say I get cancer. The insurance would not come in until my...
  2. GATORO

    Maybe Obamacare is good for America.

    Oh stop pointing your finger at me. Let me recap on you a minute: You were wrong in saying this was not insurance, then, that it wasn't BC/BS, then about the monthly premium, then about medicaid insurance. a Insurance agents cannot write the policy's for medicaid. It does not work like that...
  3. GATORO

    Maybe Obamacare is good for America.

    I am not out to win 'fans'. This is not a popularity contest. I came here because something that I posted on my face book page was brought here, by someone else. I was informed my post was being talked about here. I came as the author to answer any questions. However, what I found was a...
  4. GATORO

    Maybe Obamacare is good for America.

    I do get it. It may be 0 cost to us, but tax payers are the one's paying for it. What you do not 'get' is that I am a tax payer too. What you also do not 'get' is that this entire thing is beyond our control. This insurance thing is the LAW. If we do not sign up for it, we are fined on...
  5. GATORO

    Maybe Obamacare is good for America.

    WOW. By having preventive testing at 0 cost, ensures that maybe we will be able to live healthier lives, thereby costing less medical care in the long run. Instead of no preventive measures and letting an illness get out of control that could have been preventable or caught sooner as not to...
  6. GATORO

    Maybe Obamacare is good for America.

    The agent said even people with income of $60K can be eligible for the subsidy.
  7. GATORO

    Maybe Obamacare is good for America.

    Wow, maybe I need to contact the Agent to rectify his mistake, because my policy and papers say: Anthem Blue Cross/ Blue Shield. Daaaang......it even has the insignia. Holy Crap!! This is NOT medicaid. We do not qualify for Medicaid. We make too much $, we have no children in the house...
  8. GATORO

    Maybe Obamacare is good for America.

    One thing I would like everyone to understand: My husband and I were team Expediters. We loved it, and were very good at it. Things changed and we had to make a choice to sacrifice our life, or put my father in a nursing home under the care of strangers. Obviously, we chose to care for him...
  9. GATORO

    Maybe Obamacare is good for America.

    Well, it is a law that we do this. I was against it entirely, but if we do not do this we get penalized on our taxes. We have no choice and I do not think everyone understands this fact. It took a lot for me to post a thank you. I did not realize what a help this was until it was explained...
  10. GATORO

    Maybe Obamacare is good for America.

    You asked for it, here it is.... Advertisement removed: Admin 'Step up, or step off. Either way it is time to get to steppin', so step'.
  11. GATORO

    Maybe Obamacare is good for America.

    Thank you. Like I said, we were eligible for $976 but in the end we are only using $269 of what we were eligible for. We are not using the entire subsidy. Because, by the time the agent weeded out what we didn't need and went directly on our current health conditions and our income, that is...
  12. GATORO

    Maybe Obamacare is good for America.

    I am not a genius, and I definitely do not claim to know it all. I was forced to do something I was entirely against. I did not understand it then, and now I only understand it a little more than before. What I understand now: is that we have access to medical care at an affordable cost...
  13. GATORO

    Maybe Obamacare is good for America.

    I do not know how they come to the amount of the subsidy. I only know that when I went on the market place, our insurance was going to cost us $400. They even had plans that cost to and above $1K a month premiums. Then I chose to see if we were eligible for a subsidy, and that was the out...
  14. GATORO

    Maybe Obamacare is good for America.

    The way the agent explained it to me: the insurance comes in after the $5k in the event of a catastrophic illness. If our medical goes over $5k we still pay 30% unless we have individually met the deductible. What are the chances of both of us having a catastrophic illness? Yes, it 'could'...
  15. GATORO

    Maybe Obamacare is good for America.

    Oh and I suppose the hrs. we work do not cover anything????? Suck it up buttercup!! We were expediters too. We paid plenty for those who cannot pay any.....STILL DO. And WE are not complaining. That is what Americans do. We help each other when times get hard. So you make $100K pr year...
  16. GATORO

    Maybe Obamacare is good for America.

    Advertisement removed: Admin Now, let me assure you my husband and I are NOT on Medicaid. Anthem Blue Cross/Blue Shield. And you are right we are not paying $63 for our insurance, we are paying $3.88. The balance is for vision and dental coverage. My husband and I were Expediters. We had...
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