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  1. Dynamite 1

    November is here!

    But not snowing, always a bright side !!!
  2. Dynamite 1

    November is here!

    A UAW turtle !!!!!!
  3. Dynamite 1

    CDL newby looking to purchase an expeditor and go to work Advice?

    I totally agree with Dave on this one also. 15k is reserve money just for you not for a truck purchase. If however you are head strong on buying and choose not to drive for an owner first. Keep your 15k and buy a reasonable priced truck, that you have checked out very well and finance the...
  4. Dynamite 1

    5 Owner Operator Mistakes to Avoid

    Maybe this will clear it up a bit. On a simple interest loan if you borrowed 10 k @ 5% for 1 year the interest would be 500 $. If the term is longer it is 5% of the remaining balance every year. If it is not done on whole years or paid off early then the interest is calculated for the months /...
  5. Dynamite 1

    5 Owner Operator Mistakes to Avoid

    It's not the adjustable, although that is a no no. Its the way APR interest is calculated versus simple interest. APR costs way more.
  6. Dynamite 1

    5 Owner Operator Mistakes to Avoid

    I was referring to the difference between an APR loan and a Simple Interest loan and yes you need to know the interest rate !!!!!
  7. Dynamite 1

    November is here!

    If I were you know who, I would have a crap fit over that one. Sorry, cheap and tasteless !!!!!
  8. Dynamite 1

    November is here!

    Time to wake up. Good morning all, not quite as cold in Taylor this morning !!!!
  9. Dynamite 1

    5 Owner Operator Mistakes to Avoid

    Exactly rite Dave, don't ever, ever be a desperate borrower !!!! We won't even talk to a financial institution that mentions APR . Simple is better !!
  10. Dynamite 1

    November is here!

    It appears you scared everyone off !!!!
  11. Dynamite 1

    5 Owner Operator Mistakes to Avoid

    Also most don't think of the relationship or lack there of, with there financial institution till they need it in a hurry !!!!! One would and should prefer to pay cash but in the instance that a loan is needed most have trouble cause they have not already crossed that avenue !!
  12. Dynamite 1

    5 Owner Operator Mistakes to Avoid

    Having resources to survive and succeed in this business is the most important thing along with learning as much as possible prior to starting. Having good knowledgeable people to work with is a must also.
  13. Dynamite 1

    November is here!

    Can't wait, LOL. Should of stayed where it was sunny and a mild 80 !!!
  14. Dynamite 1

    November is here!

    Good Saturday morning everyone !!!!
  15. Dynamite 1

    Overdrive Magazine" rep calling.

    I doubt it !!!! I would call them and let them know,
  16. Dynamite 1

    November is here!

    Did you manage to chew it back ?????
  17. Dynamite 1

    November is here!

    As to have a garage !!!!
  18. Dynamite 1

    Finding Loads/Insurance/Help Please

    I doubt you want cheap insurance and sprinter insurance isn't cheap. I will blow the horn for progressive again. Not just any agent though. John & Shelly @ CIS. They advertise here on E0's home page. As far as finding loads, there is the multiple carrier option but I don't recommend it !!
  19. Dynamite 1

    November is here!

    He must be important to have his own table and a garage for the sprinter !!!! LOL
  20. Dynamite 1

    November is here!

    Cheri sat there Monday and Tuesday !!!!
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